See Your Financial Future — Before You Decide

Project your RRSP, TFSA, mortgage, and debts over 25 years. Compare scenarios. Make smarter decisions.

🔒 Your data stays on your device 🇨🇦 Built for Canadians ⚡ Works offline
25-Year Projection
Live Analysis
$0 $400K $800K $1.2M 2026 2031 2036 2041 2050 CC Paid ✓ Car Paid ✓ Mortgage Free! TFSA $150K $1.2M Net ✨
RRSP TFSA Mortgage Car Loan Credit Card
$1.2M Projected Net Worth
$342K RRSP at Retirement
2039 Mortgage Free

Everything You Need to Plan Smart

Powerful financial tools that actually make sense — no jargon, no bank connections.

See It In Action

Powerful tools that look as good as they work.

Net Worth
$487,230
Assets
$612,400
Debts
$125,170
Savings Rate
24.3%
$487KNet Worth
RRSP — $142,000 TFSA — $88,500 Home Equity — $180,000 Mortgage — -$125,170
Net Worth Projection (25 Years)
2025 2030 2035 2040 2050 $2.1M Conservative
Expected Conservative 90% Confidence
Federal + Provincial Tax Brackets
15%
$0-$55K
20.5%
$55-$111K
26%
$111-$154K
29%
$154-$220K
33%
$220K+
💡 Your effective tax rate: 22.4% — You could save $3,200/yr with RRSP optimization
Financial Independence Trajectory
FIRE Line — $1.2M 2041 🔥 Today 2033 2041 2050 $487K
16 years
to FIRE
82%
success rate
$48K/yr
safe withdrawal

Why UltraPlan?

Built by Canadians who were tired of tools that don't get our tax system.

🧮
Not Just a Calculator
10 comprehensive tabs. Savings, debts, income, goals, insurance, projections — all connected.
🙅
You Are NOT the Product
No ads. No data selling. No tracking cookies. Ever. Your finances are yours alone.
📱
Works Without Internet
Install as an app. Plan anywhere, anytime. Your data never leaves your device.
Coming Soon 💑
Plan as a Couple
Joint planning with separate accounts. See the full picture together.
🍁
Real Canadian Tax Math
Federal + provincial brackets, CPP, OAS, RRSP room — all automated and up to date.
🎁
Free Forever
Core tool is free. No credit card. No trial expiry. Upgrade only if you want more.

Simple, Transparent Pricing

Start free. Upgrade when you're ready.

Everything Included
UltraPlan
$17.99
Everything. 60 days.
Less than a self-help book
Start Your Plan
See full pricing →

Ready to Take Control of Your Financial Future?

No credit card · No bank connection · Takes 2 minutes
UltraPlan
Your Complete Canadian Financial Plan
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